PRE-FINANCE APPLICATION







Customer consent



General product suitability consent

I agree that Citton Finance accelerated by WesBank, a division of First Rand Bank Limited may get and use my information from:

Credit bureaus, such as TransUnion
Third-party qualification data providers, that use information from universities and other institutions

To determine my eligibility for this application and if the solution being applied for is right for me - whether it is for transact, telecommunication, invest, rental and/or other value-added solutions.

I agree that the Group may get, use and share my information with:

The South African Fraud Prevention Services

To detect, prevent and prosecute financial crime or if the Group reasonably believes that I have given false or misleading information or documents.

By clicking the box below, you consent to the above. Please note that your consent is required to continue with your vehicle finance application and without it, we won't be able to process your application.

For more information about Citton Finance accelerated by Wesbank, our solution and your privacy go to the Privacy Notice on our website.

 I accept all of the above Consent is required to continue.



Marketing consent

I agree to subscribe to Citton Cars communication to be informed about the latest vehicles and other products and services that may be of interest.

Citton Cars may communicate with me to ask for my assistance with aftersales surveys and research to help me improve their services to customers.

Further details are available on Terms and Conditions

 Accept     Decline An option is required to continue.



Customer profile

Please tell us about yourself.



Title*

Please select a title.

Please provide a first name.

Please provide a last name.


Ethnic Group*

Please select a ethnic group.

Please provide a valid ID number (must be a 13 digit number). Please provide a valid ID number date (the first 6 digits must be a valid date).


Contact Details

Please tell us how to get hold of you.



The number must have 10 digits.

Please provide a valid email address.


Sales Executive

Who assisted you?









Hi {USERNAME},

In order to work your affordability, we'll need the following info:


Your employment status

Please select a employment status.

✕

What is your gross monthly income?

It's your monthly income before tax and other deductions are taken off.

If you don't have any additional sources of income, your gross monthly income is the same as your gross salary, which you should be able to find on your payslip.

R
Please provide a valid gross monthly income. Gross monthly income cannot be less than R7500.


✕

What is your net monthly income?

It's your monthly income after tax and other deductions are taken off.

If you receive a salary, your net income is essentially the amount that gets paid into your account at the end of the month. It's almost always less that than your gross income.

R
Please provide a valid net monthly income. Net monthly income cannot be less than R600. You net income cannot be more than your gross income.


R
Please provide a valid additional income.

✕

Monthly Expenses

Enter the totals for each of the following expense items:

Tips:

>Include your groceries when filling out your household expenses

>Exclude any vehicle finance accounts

R
(Don't include your bond or current vehicle finance) Please provide a valid total monthly expenses. Monthly expenses cannot be more than net income.

Please provide a bank name.

By continuing you hereby consent to Citton Finance accelerated by WesBank performing a full credit assessment of you, and to Citton Finance accelerated by WesBank accessing your credit profile from the credit bureau.

Terms and Conditions
✕

Terms and Conditions

The Service is brought to you by Citton Finance accelerated by WesBank, a division of FirstRand Bank Limited ("Us", "We", "the Bank"), an authorised inancial Services Provider and registered Credit Provider (NCRCP20).








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We will finance this vehicle for you*

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*Subject to verification of your application details.


{YEAR}|{MAKE}|{MODEL}|{PURCHASE PRICE}

Get a personalised deal structure for this vehicle right away. We just need a few more details.

Start your journey with Citton Cars



You can add the initiation fee of R 1207.50 to the finance agreement or pay cash:

Please select a payment method.





Let's start with your address:


Please provide a address line 1.



Please select a surburb.
Please provide a postal code.


Your residential status

Please select a residential status.


How long have you lived here?


Please provide how long you lived in years.


Please provide how long you lived in months. Months value provided must be between 0 and 11.

Marital Status:


Choose the option that describes your current status:

You are

Please select a marital status.


Marriage contract type


Community of Property
Antenuptial Agreement
Please select a marriage contract type.

Employment Details


Please provide a company name.

Please select a industry.

Please select a industry category.

Please provide a occupation.

How long have you worked there?

Please provide years worked in occupation.


Please provide months worked in occupation. Months value provided must be between 0 and 11.

The number must have 10 digits.

{YEAR}|{MAKE}|{MODEL}|{PURCHASE PRICE}


Amount to finance

{PURCHANGE PRICE}



Monthly repayment

R


Payment term

24
48
72

Deposit amount

R

Balloon payment (max: R0.00)

✕

Balloon Payment

A balloon payment is a larger lump-sum portion of a vehicle's total cost of credit, which becomes due at the end of a finance payment term (if you agreed to pay your car off over 72 months, the balloon amount will become due at the end of the 72nd month.)

Essentially, balloon amounts exist to make instalments lower. By taking some of what you owe on your car, separating it and leaving it for last, you make the preceding monthly payments more affordable. The bigger the balloon, the lower the monthly instalments leading up to it.

R

Interest

✕

Vehicle Finance Interest

In a vehicle finance agreement, the amount you "borrow" to pay for you vehicle is known as the amount to finance or principal debt. This is the amount of money on which interest is charged over time.

Linked
Fixed



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